German Shepherd Home
Topic Options
Rate This Topic
#192194 - 11/06/11 04:54 PM Legal Stuff (Homeowners' Insurance, Bites, etc.)
shepnterrier Offline
Pooh-Bah

Registered: 02/13/10
Posts: 2032
Loc: MA
Likes: 79
Practical advice on different kinds of home owners' and liability insurance, breed profiling by insurance companies and how to get insurance despite of it, and getting insurance even after a dog has bitten:
http://dogbitelaw.com/insurance-for-dog-owner/where-to-get-dog-owner-liability-insurance.html

Part of an excellent resource on US dog bite laws:
http://dogbitelaw.com/


Edited by MaxaLisa (11/11/11 04:06 PM)
Edit Reason: made title more general, please feel free to add to the thread!
_________________________
Sarah
Chip vom Dog Pound, border terrior, Director of Rodent Control, CGC
Elly von Rescue, GSD, CGC, HI(C)
Captain Jack, Mama Blue, Little Orca, Bübchen, Tux, Cherub (pocket lions)


Top Likes: 0 
#192197 - 11/06/11 05:55 PM Re: Homeowners' Insurance, Dog Owner Liability Insuran [Re: shepnterrier]
Kayos Offline

Can't Figure Tech Stuff Out

Registered: 02/18/10
Posts: 11662
Loc: McAlester, OK
Likes: 240
Excellent resource thanks for posting that.

We just recently took out an umbrella policy as we were under insured, dogs or not. We have USAA and they would not issue an umbrella policy to our homeowners insurance. They said they did not underwrite umbrella policies for dog owners but referred us to a partner company that did, The breed was not the issue. (so they said.)

A co-worker recently re-located to McAlester from Korea. She is buying a house and has an 8 year old Doberman. She wanted to use USAA for her homeowners insurance and they turned her down due to the dog breed. This is the first I have heard of USAA doing this. They know we have GSD's but it has never been a problem and we have never been asked to have extra liability for them nor has it affected our premium. So it might be interesting when we move and re-imsure another home. Maybe we are grandfathered? I do know that if USAA is now excluding certain breeds I will be pissed. It is one of the companies that has never had a problem with dogs of any breed.
_________________________
Kathy

PTE,AC,URO3,AG2,UCD Xtra!Xtra! v. TeMar CDX,GN,RE,CGC,TC,HIC, Bh "Havoc" 6/4/07
PAM, URO3, UCD, UACH Tidmores Rising Star Lydia "Mayhem" CD,BN,RE,AX,AJP,OFP,P1J,CA,DN,HT,TKN,TC,CGCA 4/4/12

Lucky, Wolf, Max, Kayos - gone not forgotten. gsdhalo

Top Likes: 0 
#192211 - 11/06/11 07:32 PM Re: Homeowners' Insurance, Dog Owner Liability Insuran [Re: Kayos]
Braverhund Offline
Carpal Tunnel

Registered: 02/10/10
Posts: 5430
Loc: Massachusetts
Likes: 157
Thank you for posting these, Sarah! goodjob
_________________________
Patti
Frauchen von:

Grimm van den Heuvel, "Donnerpratzen"
Smokey The TeddyLion, DLH purrbuddy

Dir gehört mein Herz

Top Likes: 0 
#217346 - 03/06/12 11:26 AM Re: Homeowners' Insurance, Dog Owner Liability Insuran [Re: Braverhund]
Shilohsmom Offline
Pooh-Bah

Registered: 02/11/10
Posts: 1703
Likes: 159
Great info! Thanks for posting.
_________________________
Rosa

Proud Mom to Eli and Kodiak
and never to be forgotten, Shiloh and Shoshi
Every dog deserves to have a human that thinks its the greatest dog that ever lived!

Top Likes: 0 
#217401 - 03/06/12 05:54 PM Re: Homeowners' Insurance, Dog Owner Liability Insuran [Re: Shilohsmom]
PositiveDog Offline
Carpal Tunnel

Registered: 02/20/10
Posts: 4906
Loc: Ohio
Likes: 134
Allstate has never been the least bit concerned that I have (and have had in the past) German Shepherds.
_________________________
Bonnie

With approval of my friends:

SamCat, 03/2011

Seiko, Solo, Sophie, Skye and Buddy - bridge dogs who taught me so much

Top Likes: 0 
#234660 - 06/06/12 10:36 AM Re: Homeowners' Insurance, Dog Owner Liability Insuran [Re: PositiveDog]
SouthernThistle Offline
Addict

Registered: 02/21/10
Posts: 686
Loc: Georgia
Likes: 8
State Farm and Farmer's has never been concerned that we have a Pit Bull and a German Shepherd. Our State Farm agent has three pit bulls, a Boxer, a Chihuahua, and two Mastiffs smile
_________________________
Shel & Andrew
Odin (GSD)
Gidget (GSD wannabe)
Grimm (GSD)(gone but not forgotten)

Top Likes: 0 
#253651 - 09/25/12 01:43 AM Re: Homeowners' Insurance, Dog Owner Liability Insuran [Re: SouthernThistle]
MaxaLisa Offline

Global Moderator

Registered: 01/26/10
Posts: 19487
Loc: Northern CA
Likes: 256
Great article posted that discusses dog bite laws in CA, and details some of the finer definitions. For example, a scratch with a nail is a considered a bite shocked

Originally Posted By: Schnickle Fritz
i thought this one of the best articles written on this subject.

http://www.spoiledbitch.net/newsletter/98.html
_________________________
MaxaL (aka LisaT)

Jazmine, mini-mix, 10/18/2011
Max-n-Indy
Max, 5/2001-2/2012, RIP my partner, my Regal Boy
Indy, 5/1997-10/2010, RIP my friend, my teacher

Health Index
K9 TBD info and Tick List Links
http://www.rabieschallengefund.org/

Top Likes: 0 
#271360 - 02/12/13 08:41 PM Re: Homeowners' Insurance, Dog Owner Liability Insuran [Re: MaxaLisa]
MaxaLisa Offline

Global Moderator

Registered: 01/26/10
Posts: 19487
Loc: Northern CA
Likes: 256
Farmer's Insurance no longer covering dog bites for pit bulls, rotties, and wolf hybrids: http://m.kcra.com/news/Farmers-Insurance...xm/-/index.html
_________________________
MaxaL (aka LisaT)

Jazmine, mini-mix, 10/18/2011
Max-n-Indy
Max, 5/2001-2/2012, RIP my partner, my Regal Boy
Indy, 5/1997-10/2010, RIP my friend, my teacher

Health Index
K9 TBD info and Tick List Links
http://www.rabieschallengefund.org/

Top Likes: 0 

Monthly Photo Contest Winner
Newest Topics
Fenrick says hello
by Deschka
04/17/18 04:17 PM
Help with nails!
by SeanRescueMom
04/15/18 10:01 PM
Use of a long line
by middleofnowhere
04/12/18 10:24 PM
The life (and death) of a cone
by Shilohsmom
04/12/18 01:51 PM
Trying to catch a few Zzz's
by DarkEyes
04/12/18 09:02 AM
Siena Rose
by DianaB
04/11/18 03:24 PM
Eli
by Shilohsmom
04/10/18 12:45 PM
That darn cone
by Shilohsmom
04/10/18 12:43 PM
Introducing Niko
by TimberWolf
04/09/18 04:39 PM
My dog HATES ME!
by Shilohsmom
04/07/18 12:51 PM
Help Support the Forum
New Topics - Other Animals & Chat
Happy Birthday Timberwolf
by Shilohsmom
04/09/18 05:13 PM
How are You?
by Shilohsmom
03/22/18 07:40 PM
Gardening this year
by Shilohsmom
03/18/18 06:41 PM
Looking for an update from Codmaster
by middleofnowhere
03/13/18 10:23 PM
just a quick update
by MaxaLisa
02/15/18 11:09 AM
Who's Online
0 registered (), 43 Guests and 1 Spider online.
Affiliate Link
Newest Members
Ben1984, Kprice, Gabi GIrl, NGA_Remington, Tyga, BeckyLaupp, Murphy, wyattGSD, RC H omeopathy, Erin
2892 Registered Users
Forum Stats
2892 Members
100 Forums
20423 Topics
325675 Posts

Max Online: 137 @ 01/07/16 07:28 PM
Amazon Prooducts