Well, yes, there's that worry about other drivers. For me, I was doing everything right - no change in acceleration, no speeding, well back in a line of cars, no cruise control, very aware - but most fortunately no other vehicles involved. But mentally I found myself concentrating hard on driving but "forgetting" at the same time so I needed to be hyper aware as in "look both ways dufuss!" And my issues with oral questions - those were worse - Like needing to go through a "review" in my head to remember a street name. So - be careful that what you are vigilant about doesn't work to distract you from the rest of driving.
My insurance company was good but it was confusing - and then there was the health care provider that sent me a bill - that meant I had to call the insurance adjuster for clarification. Yes, the insurance company was outstanding by the way they handled this. But it was still a hastle and a headache. So you have my sympathy - it's all together something none of us want to give time to -- and it takes a lot of time.